If your treatment is covered under your international private medical insurance, they may be able to pay for your treatment directly. We only work with foreign private insurance and unfortunately not with any Spanish private insurance, although some of them might pay 80–90% of our fees, so please check with your insurance broker.
In case of out- patient treatment you will have to pay for the treatment immediately and claim the amount back from your insurance using the itemised invoice you will be provided with. In case of any in- patient procedure, including day case procedures, we will get payment confirmation from your insurance and no payment would be required from your side.
In case of in- patient procedures we will get in touch with your insurance, including in urgent cases, and ask them to provide us with a letter of guarantee of payment. This will allow us and the cooperating hospital to deal directly with the insurance company, and no payment will be required from your side. Some insurance plans include a certain excess rate, which could be up to 20% of the total bill that you would have to pay.
In case that no insurance company will cover the in- patient procedure, and no letter of guarantee of payment can be provided, a deposit, according to the type of procedure, would be required at the time of the pre- operative consultation.
Under certain circumstances a payment plan can be discussed. Please don’t hesitate to get in touch with us with any further questions you might have.